8 Reasons to Use an Independent Insurance Agent
Sleep better knowing an Independent Insurance Agent is on your side.More...
View ArticleReplacement Cost Vs. Actual Cash Value?
Realistic consumers must plan for potential insurance claims by determining and evaluating the difference between these two types of coverage: Replacement Cost and Actual Cash Value (ACV).More...
View ArticleOccurrence vs Claims Made Insurance Coverage
The differences can exist in personal insurance, but when applied to commercial coverage, especially general and professional liability, the contrasts are distinct and often costly.More...
View ArticleWhat Is An Insurance Binder?
Binders are temporary contracts that declare a policy is in effect.More...
View ArticleWhat is Insurance Underwriting and Why is it Important?
The underwriting process determines how much premium, or money, an insurance company should charge for that policy.More...
View ArticleInsurance Grace Periods
It is important to review your coverage and learn of the specific grace periods surrounding your individual policy. More...
View ArticleWhat is an Annuity?
Annuities are designed to grow investment funds over a long period and produce a steady income during retirement.More...
View ArticleWho needs Errors and Omissions (E&O) Insurance
Why Do Individuals and Companies Need E&O Insurance? Because We All Make Mistakes.More...
View ArticleDo You Track and Document Your Home Improvements and Repairs? You Should!
Is your homeowner's policy up for renewal? Don't forget to track and document all your home improvements and repairs!More...
View Article4 Must Know Insurance Terms
Insurance Terms 101: Why do I need to know insurance terms?More...
View ArticleHow does credit affect insurance rates?
Most auto and homeowners insurance companies use a type of creditscore, known as an insurance score or a credit-based insurance score, todetermine a policy cost and terms.More...
View ArticleWhat You Need To Know About a BOP
Are you a business owner? Are you, your business and employees properly insured? Learn what a BOP is and what insurance you need for your individual business.More...
View ArticleThanksgiving - a Time for Family, Turkey and… Household Fires?
The threat of fires in the kitchen triples on Thanksgiving Day. Keep your family, your home and your bird safe from harm.More...
View ArticleWhat is Firearms Liability Insurance and do I need it?
A look at the financial exposures when a law-abiding citizen is actually forced to use a gun to protect his/her self, a loved one, or their personal propertyMore...
View ArticleI’m a small business owner. Do I really need Cyber Insurance, and how do I...
What you should know about the risk, coverages, and cost before you purchase cyber insurance.More...
View Article
